To promote public awareness of Timism's keys for reversing climate change, Idea Lotteries are provided with incentives for the supporters of Timism efforts. Initially, for a few pennies up to a democracy dollar, each supporter receives one lifehour credit (an EMV of about $25 [trading]) as well as a partial lifehour warrant for the payment. When the claimers count reaches one million supporters, seven supporters will be randomly picked for lifehour bonuses (see below table). In addition, a brainbee will be initiated for the submissions with the same rewards for the top seven winners.

Idea Lottery Overview and Listing

Visitors: 11 ... Claimers: 4

Begin Text for Newspapers: Cost and Bonus (National=100k ... State=10k)

Idea Lottery:
401ks: Biggest Bank Robbery in History (and it is legal!)

30sec ad ... YouTube Vid ... Pensions
Pension Index ... 401k Summary

Bye, Bye American Dream...
Pegged my pension to the market but the markets all dive.
And good ole boys are buying mansions and mistresses
Saying this will be the way that you thrive

These are the facts (2013, not updated):

  1. In 1980, the average retiree had almost $300,000 in defined corporate benefits. The top 1% of America owned about 20% of America's wealth.
  2. The first Bush I initiated the ownership society of 401ks whereby workers received pension money with tax-incentives to invest in Wall Street stocks.
    (These tax-incentives, of course, caused the national debt to balloon faster: Whatever tax-savings the middle-class saved by living beyond our means has become an out-of-control ticking timebomb.)
  3. In 2000, Bush II made 401ks mandatory and increased options: Increasing the choice of 401k options is like increasing the number of rapists with the victim having the choice of whose going to rape them and take their money, savings and pensions.
  4. In 2013, the average 65 year-old has less than $100,000 in a 401k which is worth less than $40,000 in 1980 buying power:
    1. The middle-class has lost almost 90% of its retirement funds.
    2. Where did it go? Stock options and IPO's.
  5. In 2013, the top 1% of Americans owned more than 50% of America's wealth via 401ks transferring wealth through stock options and IPOs.
  6. The absurdities of IPOs is in plain sight with the Twitter IPO:
    1. Lost more than $1 billion since it started.
    2. Has been not only loosing more money each quarter but more losses per revenue dollar, that is, the more money it takes in the more money it loses.
    3. Wall Street has said that this otherwise bankrupt corporation is worth $10 billion.
    4. Prime example of how Wall Street has hijacked the terms and tools of capitalism to do the opposite, that is, decapitalize production and decapitate jobs.
    5. This is not a Twitter IPO but an insiders' fleecing of American workers.


  1. Workers with 401(k)s are organized financial lemmings.
  2. 401ks are a slow, sure death.
  3. Automatic 401(k)s are an automatic tax on wage-earners, an automatic tranfer of wealth to the wage-takers, another example of wealthfare whereby the money dictators have habitual polticians legalize illogical laws that are cancerous to a system.

    I support reforms of 401ks for workers benefit not insiders greed.

    End Text for Newspaper Publishing)

    Submission (optional)

    URL of Details (optional)

    Member Email:

    Why and How Pre-Payment: Save time and money.
    Dollar(s) for Democracy for Better Future
    A two-fer donation.

    Idea Lottery Awards
    (Examples, future)
    Lifehour Value: $25
    # Lifehours






















    PrePay Deposit: Save Time and Money

    Copyright Robert S. Barnett, 2005-2019