#24in4.txt

  <!--Refinance13-->
    <TR VALIGN=Top>
    <TD><INPUT Type=checkbox name='item[]' VALUE='Refinance13?2 Refinance all loans'></TD>
        <TD><B>Refinance 13: </B>The average person works 8-hour each week in direct
  	and indirect interest costs. If you could have your interest costs reduced
  	to zero, that is, if your cost of living could be cut by 8-hours, would you
  	be willing to work 8-hours less to be with family and friends? <I>For a person
  	or a business, all loans should be centralized into a jumbo loan for
  	profit-sharing payback.</I> (Findlandize loans)</TD>
    </TR>
  <!--ProfitSharingPayback -->
    <TR VALIGN=Top>
    <TD>
    <INPUT Type=checkbox name='item[]' VALUE='ProfitSharing?3 Profit-sharing loan payback'></TD>
    <TD><B>Profit Sharing Payback</B>: True profit-sharing is splitting the created
    wealth (not stolen, legally or illegally) equally between the problem-solvers
    and the problem-suffers. With profit-sharing payback of the Refinance 13
    jumbo loan, a person will pay half of their disposable income (505 of their
    personal living profits) to pay off the loan with 50% remaining for on-going
    personal happiness.</TD>
    </TR>
  <!--Healthcare Reform-->
    <TR VALIGN=Top>
    <TD>
    <INPUT Type=checkbox name='item[]' VALUE='Healthcare?4 Healthcare Reform'></TD>
    <TD><B>Healthcare Reform</B></TD>
    </TR>
  <!--SafeSanity -->
    <TR VALIGN=Top>
    <TD>
    <INPUT Type=checkbox name='item[]' VALUE='SafeSanity?5 Safer, Saner World'></TD>
    <TD><B>Safe Sanity</B>: When people know they will have gainful employment
    and healthcare in a safer, saner community then crimes against others, self
    and family will decrease. <I>Yes?</I></TD>
    </TR>
  <!--FlipFlopWorkWeek-->
    <TR>
    <TD><INPUT Type=checkbox name='item[]' VALUE='FlipFlopWW?6 FlipFlop Work Week'></TD>
    <TD><B><A HREF=inc_flipflop_4day_workweek>Flip-flop &nbsp;4-day workweek</A>
    </B>for teachers</TD>
    </TR>
  <!--GovTimeMgr-->
    <TR>
    <TD><INPUT Type=checkbox name='item[]' VALUE='GovTimeMgr?7 Government is Time Manager'></TD>
    <TD><B><A HREF=inc_government_time_manager>Government is our time-manager
    in laws and taxes. 24in4 is best time-managment.</A> </B></TD>
    </TR>
  <!--testing-->
    <TR>
    <TD>
    <INPUT Type=checkbox name='item[]' VALUE='Testing?Testing processing' checked>
    </td><td>Test processing/coding</TD>
    </TR>